SERVICES
Tailored insurance for
every stage of life.
01
Indexed Universal Life
Indexed Universal Life (IUL) policies blend life insurance with a savings component that grows based on a stock market index, offering downside protection. Living benefits allow early access to funds for illnesses or financial needs like retirement, enhancing their flexibility as a financial planning tool.
02
Final
Expense
Final expense policies provide life insurance specifically for covering end-of-life costs such as funeral services and medical bills. They offer modest coverage with simplified underwriting, often without a medical exam, making it easier to secure peace of mind for one's final expenses.
03
Term
Life
Term life insurance provides coverage for a specific period, usually 10 to 30 years, offering a death benefit if the insured dies during this term. It's more affordable than permanent insurance, making it suitable for temporary financial protection.
04
Whole
Life
Whole life insurance offers permanent coverage with a guaranteed death benefit and a cash value component that grows at a fixed rate. It provides lifelong protection and financial stability, making it a solid choice for long-term financial planning.
ABOUT
All about
US Retirement Solutions
Welcome to US Retirement Solutions, your trusted partner in life insurance. With our steadfast dedication to living benefits, we are committed to helping you establish generational wealth and protect your family's financial future. Our extensive solutions extend beyond conventional coverage, enabling you to access funds for essential needs such as healthcare, education, and retirement planning.
Imagine the peace of mind that comes with knowing your loved ones are secure, regardless of the challenges life may present. With US Retirement Solutions, you can forge a lasting legacy that spans generations, providing financial safety and opportunities for your family’s prosperity.
At US Retirement Solutions, we recognize that each individual and family has distinct needs and ambitions. That’s why we offer personalized attention and customize our services to match your specific requirements. Our skilled team of experts will assist you throughout the process, ensuring that you have the appropriate living benefits life insurance plan to achieve your financial objectives.
Don’t delay in securing a brighter financial future for you and your loved ones. Contact us today and take the initial step towards peace of mind and prosperity. Together, we can tackle the complexities of life insurance, build generational wealth, and safeguard what matters most.
APPROACH
Our goal is to protect what you care about most
Our mission is to empower individuals and families to achieve lasting financial security and peace of mind. We are committed to providing innovative insurance solutions that safeguard against life’s uncertainties, ensuring a stable and prosperous future for every client we serve.
Opening the books...
BENEFITS
Elevating your financial game
Protection
Offers financial protection for individuals and their families against the challenges posed by critical illnesses or chronic conditions.
Flexibility
Unlock a portion of the death benefit while still living, providing the flexibility to handle unforeseen expenses or invest for future needs.
Legacy
Facilitates the preservation and seamless transfer of wealth, securing a enduring financial legacy for you and your family.
TESTIMONIALS
What our clients are saying
"Had no idea the application didn't require a medical exam! I wish I called ya'll sooner..."
Jennifer S.
"2008 was tough on us, and now, having our investments secured means the world. Thanks, US Retirement Solutions!"
Ronald J.
“It only took 12 minutes, and now my family has access to $280K we didn’t have before—this is truly life-changing for us."
Elisa M.
Let's work together
Some of our carriers include
We're good with numbers
10
Years of Experience
18
Qualified Agents
30
Carriers & Growing
1
No Brainer